About LCode Technologies

LCode at a glance

Mission: we weave technology, information and data into digital products that help users achieve their goals with minimal effort and maximum efficiency.

What does LCode Technologies build?

• Digital Banking – Omni Channel

  A comprehensive digital banking suite empowering retail and corporate customers with seamless access across Mobile, Web, Agency, and USSD channels.

• Unified Payment Interface (UPI) & IMPS Switch

  A unified platform for instant real-time inter-bank transactions combining IMPS and UPI functionalities, providing robust payment solutions for banks and merchants.

• Prosper (Digital CBS)

  A comprehensive suite covering the full loan lifecycle from origination (LOS) to management (LMS), collections, and legal recovery, designed specifically for NBFCs and MFIs.

• Reach Trustee Management (RTMS)

  Centralized Automation Software for Capital Trustee Companies providing end-to-end management for Security, Debenture, Escrow, and Share Pledge Trustee Services.

• mPassbook

  A concise form of a physical passbook delivering real-time updates and consolidated views of all customer accounts.

• D-Secure Mobile App Security

  An advanced mobile app security suite designed to protect application binaries, secure network connections, encrypt transport layers, and ensure secure authentication and storage.

Who does LCode serve?

• Public sector banks
• Private sector banks
• Foreign banks
• Co-operative banks
• NBFCs
• Microfinance institutions
• Trustee companies (capital trustees)

Who founded LCode Technologies?

LCode was founded by five co-founders, hands-on software architects with 25+ years each in banking and financial services technology.

• Rajendra Shenoy

  Director & CEO

• Natarajan Aruchamy

  Director & CTO

• A G Karthik

  Director

• Rajesh Pai

  Director

• Prakash Ganesan

  Director

Company history

1. 2012

   LCode founded by five BFSI technology professionals

2. 2013

   Launched mPassbook for banks

3. 2014

   Launched Reach Mobility (mobile banking) and IMPS Switch

4. 2015

   Launched RTMS, the Reach Trustee Management Suite

5. 2016

   Launched UPI application and mobile wallet

6. 2017

   Launched Prosper Suite for NBFCs

7. 2018–2025

   Loan collection and recovery, legal module, Video KYC, mobile RASP (D-Secure) and omni-channel digital banking

Certifications

• ISO 9001:2015 — Quality management
• ISO 27001:2022 — Information security
• PCI Software Security Framework (PCI SSF) — Secure payment software
• Red Hat Certified — OpenShift Administrator