LCode Technologies · Digital Banking Software YourFinancial
Infrastructure
We weave technology, information and data into digital products that help users achieve their goals with minimal effort and maximum efficiency.
We power solutions across
Numbers Tell The Story
The
Numbers
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Digital banking and lending platforms built by LCode Technologies since 2012, from development centres in Mangaluru and Chennai.
Our banking platform powers
Banks Powered
App Downloads
Transactions / Day
Transaction Value / Day
Our lending platform powers
Financial Institutions
Active Loan Portfolio
Borrowers Served
Daily Disbursements
Powering 75+ Financial
Institutions
OurProductPortfolio
Enterprise-grade digital banking solutions deployed across 50+ banks and 25+ financial institutions — built for scale, compliance, and security.
Digital Banking
Digital Banking – Omni Channel
Access over Mobile, Web, Agency & USSD with cross platform capabilities.
Unified Payments
UPI & IMPS Switch
24x7 interbank fund transfers & complete UPI 2.0 PSP ecosystem.
End-to-End Loan
Prosper (Digital CBS)
Complete Digital Core Banking Solution for NBFCs & Microfinance.
Capital Trustee
Reach Trustee Management (RTMS)
Centralized Automation Software for Capital Trustee Companies.
Our Journey
Building banking software since 2012
- 2012: LCode Founded. LCode founded by 5 IT professionals with 20+ years each in BFSI.
- 2013: mPassbook Launched. Launched the mPassbook app for banking — real-time account details and transactions in a digital passbook.
- 2014: Reach Mobility + IMPS. Launched Reach Mobility (Mobile Banking) and the IMPS Switch.
- 2015: RTMS Suite. Launched RTMS — Reach Trustee Management Suite, automation software for capital trustee companies.
- 2016: UPI + Mobile Wallet. Launched the UPI Application & Mobile Wallet.
- 2017: Prosper Suite. Launched Prosper Suite for NBFCs — covering loan origination to legal recovery.
- 2018–25: Omni-Channel Banking. Loan Collection Recovery, Legal Module, Video KYC, Mobile RASP & Omni Channel Digital Banking.
Driven by passion & in-depth
knowledge of BFS technology
Core team of experienced hands-on Software Architects. Five Co-Founders with 25+ years each in BFS Technology, backed by a team of 160+ software professionals with an average of 8+ years of experience.
Rajendra Shenoy
Director & CEO
Natarajan A.
Director & CTO
A G. Karthik
Director
Rajesh Pai
Director
Prakash Ganesan
Director
- PUBLIC SECTOR BANKS
- PRIVATE SECTOR BANKS
- FOREIGN BANKS
- CO-OPERATIVE BANKS
- NBFCS
- MICROFINANCE
- CAPITAL TRUSTEES
- 75+ CLIENTS
- 100+ BUSINESS APPLICATIONS
LCode Technologies at a glance
Frequently asked questions about LCode Technologies
What does LCode Technologies do?
LCode Technologies is a digital banking and financial applications provider founded in 2012. It builds banking software for banks, NBFCs, microfinance institutions and trustee companies, including omni-channel digital banking, a UPI & IMPS switch, a digital core banking suite for lending, trustee management software, a digital passbook app and mobile app security. Its digital banking platform powers 50+ banks and 300 million+ transactions a day.
Where is LCode Technologies based?
LCode Technologies is an Indian company with development centres in Mangaluru and Chennai.
When was LCode Technologies founded?
LCode Technologies was founded in 2012 by five IT professionals from banking and financial services. It launched mPassbook in 2013, Reach Mobility and its IMPS Switch in 2014, the Reach Trustee Management Suite (RTMS) in 2015, its UPI application and Mobile Wallet in 2016 and the Prosper Suite for NBFCs in 2017.
Who does LCode Technologies serve?
LCode serves 75+ enterprise clients across public sector banks, private sector banks, foreign banks, co-operative banks, NBFCs, microfinance institutions and capital trustee companies. Clients include Bank of Baroda, Canara Bank, Indian Overseas Bank, UCO Bank, Central Bank of India, Karnataka Bank, South Indian Bank, J&K Bank, CSB Bank, SBICAP Trustee Company and TVS Credit.
What products does LCode Technologies offer?
LCode offers Digital Banking – Omni Channel, a UPI & IMPS Switch, Prosper (Digital CBS) for NBFCs and microfinance, Reach Trustee Management (RTMS) for capital trustee companies, the mPassbook digital passbook app and D-Secure Mobile App Security.
Who leads LCode Technologies?
LCode is led by its five co-founders: Rajendra Shenoy (Director & CEO), Natarajan A. (Director & CTO), A G. Karthik, Rajesh Pai and Prakash Ganesan (Directors). Each has 25+ years of experience in banking and financial services technology, and they lead a team of 160+ software professionals with an average of 8+ years of experience.
What certifications does LCode Technologies hold?
LCode Technologies is ISO 9001:2015 certified, ISO 27001:2022 certified for information security, and PCI Secure Software Lifecycle (PCI SLC) certified. Its team is also Red Hat Certified as OpenShift Administrators.
How do I contact LCode Technologies or request a demo?
Email reachus@lcodetechnologies.com or call +91-824-4282585 or +91-8431800280 to schedule a product demo.
Ready to Transform Your
Digital Banking?
Join 75+ enterprise clients across Public Sector Banks, Private Banks, NBFCs and Trustee Companies — powered by LCode's battle-tested digital banking infrastructure.
- ISO 9001:2015
- ISO 27001:2022
- PCI SLC
- Red Hat Certified